Not a wellbeing initiative. A business performance intervention with a measurable return. Most owners see the effect. Almost none see the cause, or the invoice.
A consultancy that reduces the hidden cost of financial pressure on your team: benefits review, employee education, ongoing support.
No cost · No obligation · No commitment until proposal stage
Figures from a single 85-employee engagement. Every business is different. The types of return are consistent.
A short tool that estimates the annual cost of financial pressure in your workforce, before any conversation takes place.
Every engagement begins the same way. Four short stages, light on your time, with full visibility at each point. Nothing is recommended, costed, or committed to until you have seen exactly what we propose and why. Most clients reach the proposal stage within four to six weeks.
Getting to know your business
A short introductory call, supported by a brief pre-meeting questionnaire that focuses the time.
Identifying where the pressure sits
A deeper conversation that identifies where financial pressure may be affecting performance, and what is already in place to support your people.
Shaping the right approach together
We review and discuss options together, designed for your size, practical to implement, and built around your situation.
Where you decide whether to proceed
A written proposal setting out exactly what is recommended, the costs, and the expected return. This is the first point at which commitment is invited.
No cost · No obligation until proposal stage · Full programme from £140–£165 per employee per year · See fees
The Review identifies whether action is needed. Where it is, a three-part programme addresses the root cause, built around your organisation, your workforce, and your constraints. Each pillar is introduced only where it earns its place.
Understanding what you have
A review of pensions, benefits, and financial support, identifying gaps, inefficiencies, and spend that is not performing. Employees start to understand and value what is already in place.
Helping employees feel financially in control
Practical financial education for employees covering budgeting, debt, pensions, and planning — designed to feel achievable, not overwhelming. One-to-one guidance available where needed.
Ongoing support and resilience
Continued access to tools, guidance, and ongoing support. Sustains the gains and builds financial resilience across your workforce.
"We knew something needed to change, but we did not know where to start. The improvements to the pension alone justified the engagement many times over."
Senior leader, Bristol-based organisation
The underlying challenge is the same across sectors, but what works, what fits, and what is commercially justifiable differs between a limited company, an LLP, and a larger corporate.
For business owners and leadership teams who see the cost but have limited appetite for overhead. Every engagement begins with the Review. Nothing is introduced without it.
For limited companiesWhen support staff are financially stressed, the cost falls on your fee-earners, in management time, talent loss, and client relationship risk. We address it without adding overhead to the partnership.
For LLPs and professional practicesMost financial wellbeing solutions are designed for large corporate employers. They rely on broad platforms, generic content, and the assumption that employees will engage independently. Uptake is low. Impact is hard to measure. In a smaller organisation, the stakes are higher.
Nothing is introduced without first understanding your organisation, your workforce, and where the pressure sits. No two programmes look the same.
Every recommendation has a commercial rationale. If the numbers do not justify it, we say so. Fees are presented alongside the savings we identify.
We coordinate delivery, handle employee communications, and oversee implementation. You retain full visibility without managing providers yourself.
One disengaged person in a 30-person team is more than three percent of your entire workforce. Small organisations cannot absorb quiet underperformance the way larger ones can.
Book the initial conversation directly with Matthew Steiner, or join one of our upcoming sessions to hear the thinking first. Both are provided at no cost and carry no obligation.
A focused, no-cost conversation with Matthew Steiner to identify whether financial pressure is affecting performance in your business and what it may be costing.
A 45-minute webinar via Zoom for SME leaders exploring whether financial pressure is costing their business, and what to do about it.
